Onics and If Insurance – bringing peace of mind to Nordic homes

Providing the Nordics' leading non-life insurer with a market-ready, customized fire and water alarm system for damage prevention and new data insights for improved risk assessment.

When If Insurance wanted to move from reactive damage coverage to proactive prevention, they partnered with Onics. Together we created Viking Guard, a complete home protection service that lets Nordic homeowners prevent costly damages.

With almost two decades of expertise in sensors and app solutions, the team has refined their approach through hands-on work and continuous improvement.

Before launching the service, we conducted thorough pilot projects to test and validate the system in real homes. This careful and systematic process has laid a solid foundation for a reliable and effective home protection service.

Sensor data offer real-time alerts, empowering users to act quickly and make informed decisions about home safety and maintenance to avoid damages.

For the insurer, these data insights help reduce risk and claims by identifying issues early, while also enabling the development of improved insurance products and building stronger customer relationships through proactive support.

Customers gain true peace of mind using proven sensors and instant alarms for fire, water damage, and burglary with Viking Guard. Through a user-friendly app, customers remain in control via alerts and an overview, all seamlessly connected to a 24/7 alarm center.

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Why this matters for insurers

For If Insurance, this partnership is about more than just reducing claims:

• Smarter risk management: Sensor data provides deeper insights into real risk factors, enabling proactive prevention.

• Stronger customer loyalty: Proactive services build trust and foster long-term relationships with customers.

• Scalable platform: The flexible Onics IoT platform is ready for new features and services, creating a scalable model for insurance innovation.

This collaboration demonstrates how insurers can shift from simply paying claims to actively protecting customers and reducing claims, and how Onics' risk prevention platform made the transformation possible.

Want to get started with your own smart insurance solution?

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