Insurtech

Smart technology is changing the game for insurance
Damages to insurance customers' homes and belongings are not just costly to you as an insurer. They are also devastating to your customers. That is why more and more people are seeking risk-preventing solutions with smart technology that can help them gain control of risks and protect their homes.
- Damages and loss caused by water leaks make up more than 25 % of all home insurance claims.
- There are more than 270,000 home fires every year in the EU, with close to half starting in the kitchen.
- Home burglaries occur every 90 seconds across Europe.
The new proactive role of insurers
Helping policyholders prevent damages is the future of insurance and innovative insurers are already taking advantage of intelligent sensor technology integrated into digital solutions that can alert homeowners of potential damages before they turn into expensive insurance claims.
Up to 50 % of insurance claims are avoidable, making the case for prevention undeniable and the potential of smart technology in insurance enormous.
The shortcut to a complete end-to-end smart insurance solution
Today’s insurance customers want more from their insurers than just damage reimbursement – they want a proactive solution provider helping them prevent damages. Give customers control and peace of mind with a proactive home protection solution.
Sensors & Alarms
Smart sensors and alarms that alerts users of potential issues wherever they are.
Customizable user app
Customizable user app for alerts and overview.
Local alarm
Connection to local alarm receiving central.
Integrated in-app claims
Integrated in-app claims process for a seamless customer experience.
Guide
Why smart technology is the future of insurance and how to capitalize on it
Innovative insurers have already discovered the potential of smart technology and IoT for insurance, offering solutions that can help customers prevent and reduce damages while lowering costly insurance payouts from claims.
This guide lets you explore the opportunities of smart technology in insurance offerings, understand what today's insurance customers are looking for, and how to best integrate smart technology into your insurance business.
The shortcut to a complete end-to-end smart insurance solution
Give customers control and peace of mind with a proactive home protection solution that can include:
- smart sensors and alarms that alerts users of potential issues wherever they are
- customizable user app for alerts and overview
- connection to local alarm receiving central
- integrated in-app claims process for a seamless customer experience.
Click 'Get started' to learn how to succeed with a smart insurance solution with Onics as your technology partner.
Minimize damages and costly insurance payouts
Fire and water damages are the two most cost-driving damages for non-life insurers.


By offering your customers intelligent fire and water leak detection services with their insurance, you can reduce your most costly insurance payouts while your customers prevent damages to their homes – a true win-win.
Our flexible platform lets you add a wide variety of additional risk-preventing smart devices such as burglary detection, humidity level control, and much more.
How to get started with your end-to-end insurance solution
Viking Guard
Providing the Nordics' leading non-life insurer with a market-ready, customized fire and water alarm system for damage prevention and new data insights for improved risk assessment.
The insurance company If wanted to offer their customers a home protection sensor package that could reduce costly insurance payouts while creating a value add to retain customers and provide new data insights from smart sensors.
Build for advanced functionality
Prevent damages & cut costs
Enhance customer loyalty & trust
Seamless integration & scalability
Products
Smart insurtech products
By basing your solution on white label devices, you will be able to launch your insurtech solution quickly. All devices offered by Onics are secure and thoroughly tested wireless devices that fit perfectly into any insurtech solution
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